0 items | $0.00
No products in the cart.
Donate Now

Financial Literacy Program

  1. Home
  2.   / Financial Literacy Program

Financial Literacy Program

Financial literacy is important because it equips us with the knowledge and skills we need to manage money effectively. The start of a person’s financial literacy journey is undeniably important and critical to their financial successes in the future. Learning the fundamental basics of financial prowess begins as kids–saving up allowances, controlling impulsive buys, finding ways to make money through chores and lemonade stands, etc. Having the proper skills and knowledge about what to do with money and how to use it wisely at a young age is key to a good financial grasp for the future. This program is also for adults who suffered financial issues in their adult years.

FutureSmart gives your students a critical head start.

You’ve seen the reports: young people don’t understand how to navigate the world of personal finance. The problem is, you don’t have the curriculum to teach them—or the time to implement it.

That’s why the MassMutual Foundation has partnered with EVERFI to develop FutureSmart℠: Financial Literacy for Middle School courses tailored to grades K-12. These engaging digital lessons are available to schools throughout the U.S. and Puerto Rico, absolutely free. FutureSmart has also been certified as meeting rigorous ESSA evidence standards.

Topics Our Program Will Cover:

  • Creating a Budget
  • Needs vs. Wants
  • My Savings Plan
  • Investing
  • Credit Cards
  • Why Credit Is Important and How It Works

Our Impact

Children Impacted Since 2022
0
Summer Camp Activities Offered
0

Why This Matters

  1. Smart Shopping

    This lesson focuses on creating & prioritizing a budget/spending plan. Students learn about opportunity cost and practice comparison shopping.

  2. Ways to Pay

    Students navigate available payment methods, strategies for using credit, and different sources of income.

  3. Investing in You

    Students explore various career options, ways to pay for higher education, and savings strategies.

  4. Growing a Business

    Students get experience analyzing a budget, calculating profit and loss, and comparing different interest-bearing accounts.

  5. Your Financial Future

    Students learn about types of investments, return on investment, the time value of money, and how to minimize the risk of financial loss.

Financial Literacy FAQs:

FutureSmart and SmartEconomics’ lessons are aligned to JumpStart Coalition’s National Standards for K-12 Personal Finance Education, National Curriculum Standards for Social Studies, and State Academic Standards. EVERFI provides comprehensive curriculum guides and standards alignment guides to help you plan for implementation.

Trusted by 50,000+ educators across North America.

Using interactive exercises and real-life scenarios, MassMutual Foundation’s FutureSmart program empowers students to make sound financial decisions, effectively manage their finances, and take charge of their financial futures.